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Channel: Debt Archives - Consumer Credit
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Different Types of Debt Explained

All debts are not created equal. While borrowing money can be necessary, it’s essential to know that each debt type has its own set of rules. Mixing up different kinds of debt in your credit history...

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Take A Minute To Audit Your Budget

How many times have you wished you had more cash? When you do, do you also wonder where all your money went? With work, household chores, kids, and other chaos, keeping track of your budget can seem...

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How to Manage Debt: Get Organized

If you have credit card debt, a mortgage, student loans, or any other type of debt, it is crucial that you know how to handle debt management. The first step towards debt relief is getting organized....

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Money Matters In A Relationship

Relationship conflicts can often arise from financial issues such as overwhelming consumer debt. Therefore it is important to understand the ways money matters in a relationship. Our credit counseling...

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Unexpected New Homeowner Costs

Buying a home is likely to be among the most daunting decisions in one’s life. You link yourself up to numerous financial obligations just as you accept the keys to your new home. A home comes with a...

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Secured vs Unsecured Credit Cards

Our credit counseling advice is to make sure you understand the basics about secured vs unsecured credit cards. This is crucial in order to better manage your finances. The types of credit impact your...

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Credit Card Debt Consolidation Explained

Are you facing an ever growing amount of credit card debt? Are those TV commercials about consolidation starting to sound better and better? Before you make any calls, let’s explain more about credit...

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Tips For Working With A Limited Budget

A tight budget is not uncommon for the majority of Americans. While settling credit card debt or managing student loans, people are working to make ends meet with a limited budget. However, living on a...

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Veteran Debt Statistics & Personal Finance Resources

Results from a poll of 700 US military service members and 100 military spouses revealed surprising information. Veteran personal finances differed on several levels compared to civilian finances....

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Strategies to Manage Debt and Credit After COVID

The financial impact of COVID-19 slowed global economies, forcing everyone to reconsider their financial priorities, especially when it comes to debt and credit. This pushed consumers to dip into their...

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Tips on Becoming Debt Free

I started blogging at Debt Discipline as a way to help keep my family accountable as we paid off $109,000 worth of consumer debt. Yes, you read that right: $109K of debt. This is my story on how I...

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Handling Auto Loan Debt

Auto loan debt is sometimes seen as “good debt,” given that an auto loan comes with fixed payments and ends with the full ownership of a car. However, keep in mind that any debt is not ideal; avoid...

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Financial Pests to Get Rid Of

German folklore claims the town of Hamelin was saved by the Pied Piper, who lured rats out of the city by playing from his flute. Today they celebrate this tale as Rat-Catchers Day. Here at ACCC, we...

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Movies Teaching Kids Financial Responsibility

Everyone loves to talk about movies. I was always the kid that would have the “book vs. movie” discussion with my friends and family after seeing the film latest adaptation of Harry Potter or The...

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What To Do If You Have Delinquent Revolving Debt Accounts

A revolving credit account is an account where you can repeatedly borrow money (up to a set limit) and either pay off the balance in full at the end of each billing cycle, or carry over the balance...

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ACCC Debt Management Plans For You

Managing your debt is the most crucial element of managing your finances. For whatever reason, all of us may require debt management help along the way. When this happens, you must find the right debt...

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Cost Effective Ways of Erasing Credit Card Debt

Managing your finances and debt management are stressful processes. This is because both these impact your everyday life. Life’s circumstances throw many challenges. In facing these challenges, it is...

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Debt Relief vs Bankruptcy: Which Road to Take?

When debt starts piling up, you may be contemplating your two options: debt relief vs bankruptcy. There are many types of debt relief, and there are also different types of bankruptcy. It can be...

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Find the Perfect Debt Relief Program for You

There is no one-size-fits-all option when it comes to debt relief. If you’re seeking help with your debt, it is important that you find a debt relief program that is tailored to your needs. With so...

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What You Need to Know About Veterans’ Debt Relief

At ACCC, we appreciate the service and sacrifice of active duty military members and veterans. We understand that veterans often face different financial challenges than the general population. We...

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