Navigating The Hard Reality Of Budgeting
Budgeting is a critical and helpful element to managing personal finance. However, a budget can also be difficult, cumbersome and limiting. So how can you deal with the hard reality of budgeting,...
View ArticleWeekly Round-Up: Consumer Spending and Tax Refunds
As the year comes to an end next week, it’s time to reflect on your finances. This should include how much money you just spent on the holidays as well as what you can expect in 2020. Therefore, in...
View ArticleIs Debt Consolidation Wise For Me?
Consumer debt can be overwhelming and limiting in a number of ways. A solution to the chaos can be debt consolidation. But is debt consolidation wise? Let’s consider consolidation and evaluate its...
View ArticleStart Today: Pinterest Frugal Fitness Tips
January is typically a time when gyms fill up with all the people starting their New Year’s fitness resolutions. However, that crowd swiftly diminishes just a few weeks later. There are plenty of...
View ArticleWhat is Financial Counseling?
We all need some type of counseling from time to time. Whether it’s marriage counseling, career counseling, or talking to a life coach, we all need professional advice at some point in our lives. This...
View ArticleCredit Counseling vs Debt Consolidation: Which Is Better For You?
Debt can be a tremendous burden, affecting much of your life. Fortunately, there are several viable options to get out of debt. This article will review two options: credit counseling and debt...
View ArticleConsolidate Debt in 2020 and Stay Debt-Free
We are already over a month into 2020! How time flies! This is a great time to take a minute to look back at the past month and see if you are headed in the right direction with managing debt as well...
View ArticleEverything You Need to Know About Debt Consolidation Programs
Finding effective strategies for credit card debt management is an important step in the journey to financial independence. This is especially true if you are dealing with high credit card balances or...
View Article10 Traits of the Best Debt Consolidation Companies
When facing a mountain of looming debt, it’s not enough to just run and find shelter. You need to find a safe and quick way off the mountain! Before your personal finances come crashing down, make a...
View ArticleBehind the Scenes: Here’s How Debt Relief Companies Really Work and What They...
Debt relief programs are complex and need special attention from both the consumer and the organization that helps you. Living with a large amount of credit card debt is incredibly stressful....
View ArticleHow to Swipe Right on the Best Debt Management Companies
Trying to pull the trigger on a debt management company? This is one of the best debt relief options to choose if you are drowning in debt. You may have noticed all the options out there. With...
View ArticleIs Consolidated Credit A Good Idea? What You Need To Know
Is Consolidated credit a good idea? Are you aware of all the information regarding consolidated credit? Dealing with credit card debt is a constant struggle and a cause for financial strain. Also, the...
View ArticleHow to Bid Bad Credit Goodbye with Debt Consolidation
Having bad credit can be very discouraging. Maybe you were denied for a car loan or an apartment because of your bad credit. The good news is, bad credit doesn’t have to last forever. It takes time,...
View ArticleDebt Management Program or Debt Settlement: What’s the Difference?
The road to financial freedom can seem like an impossible climb. It may also seem like there are too many paths. How do you choose the right one? Consumers researching repayment strategies often find...
View ArticleStudent Loan Forgiveness & Consolidation Services
Tackling student loan debt is a big financial goal for many Americans. Student loan solutions vary depending on your loans as well as career aspirations. Are you curious about loan consolidation? Or...
View ArticleWhat Do Credit Repair Companies Do?
Your credit rating is the single most important determinant of your overall financial stability. A credit reporting company can help you at times where your credit rating is at risk. Credit repairs...
View ArticleWeigh Your Options: Pros and Cons of Debt Consolidation
When it comes to paying off debt, you have a lot of options! Many consumers who feel overwhelmed by their debt choose debt consolidation. There are many pros and cons of debt consolidation. While it...
View Article7 Best Ways to Consolidate Debt Without Hurting Your Credit
With all the financial stresses that come our way, we can always use some help with debt problems. However, identifying what kind of help you need is as big as actually solving the problem. If you head...
View ArticleDiving into Debt Consolidation Companies
Debt consolidation can help you regain financial control in times of deep financial despair. However, debt consolidation companies may not always be most reliable to help you in your stressful...
View ArticleTips on Becoming Debt Free
I started blogging at Debt Discipline as a way to help keep my family accountable as we paid off $109,000 worth of consumer debt. Yes, you read that right: $109K of debt. This is my story on how I...
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