Financial Literacy Terms You Need to Know
Most people want to build wealth. Between groceries, kids, housing, retirement and entertainment, money is an essential part of life. To make the most of your money, you absolutely need to understand...
View ArticleWhen to Consider Credit Counseling
Have you fallen behind on your finances and can’t seem to get back on your feet? Are you having trouble making ends meet and feel like you’re out of options? It could be time for you to consider credit...
View ArticleAvoiding Bankruptcy Tips & Strategies
Bankruptcy is a tough financial option that many Americans face every year. Sometimes, there is just no avoiding it. However, for some there are warning signs and certain choices that can help keep...
View ArticleConsolidation Loans for Military Personnel
No matter who you are, consumer debt can take over your finances. However, military personnel and their families face unique financial circumstances. If you are or were in the military carrying debt,...
View ArticleIdentity Theft 101: Learn the Basics
Every time a data breach happens or the news reports on a scam, identity theft is mentioned. If you are unclear about what exactly happens or who is behind it all, you’re not alone. Unfortunately,...
View ArticleDebt Consolidation with Bad Credit
If you’re faced with considerable debt, you may have started looking for a path towards financial recovery. While weighing your options, you see that there a lot of debt relief strategies available to...
View Article3 Mother’s Day Gifts Under $30
Mother’s Day is a special day to celebrate the mothers, wives, grandmothers, and many other important women in our lives. But, if you are dealing with credit card debt, Mother’s Day may cause you more...
View ArticleUpdating your Spring & Summer Wardrobe
It can be a challenge to find affordable ways to update your wardrobe, especially if you’re weighed down by credit card debt. While you’ve hopefully reduced extra spending during your debt free...
View ArticleEliminate Debt: Debt Snowball vs Debt Avalanche
Debt can take over your finances, but it also inserts itself into nearly every area of your life. From the groceries you buy to the bills you are able to pay, debt will dictate those decisions and...
View ArticleCredit Counseling Agencies Explained
Managing debt from several creditors can easily become overwhelming and exhausting. That’s where you might need some professional help. And a credit counseling agency might be just the thing. So what...
View ArticleCalculating Your Auto Loan
So, you’re looking for a car. You’ve been shopping around and have a few options in mind. Before getting serious about buying a car, take the time to evaluate what you can afford. Use an auto loan...
View ArticleAvoiding Foreclosure on Your Home
Are you struggling to manage your mortgage payments? You could be in danger of foreclosure. Foreclosure is the process of your lender possessing your mortgaged property in lieu of absent payments....
View ArticleFinancial Tips for College Graduates
With each milestone comes a change in the way you manage your finances. As a kid, you are just learning, and then you slowly build up responsibility throughout your lifetime. This means that your...
View ArticleAre Debt Consolidation Loans Bad?
Carrying a heavy debt load isn’t good for anyone’s financial wellness. If you’ve decided to get out of debt, you may have already come across debt consolidation in your research. With so many opinions,...
View ArticleToo Much Debt? Beat It With Money Saving Tips
Finding extra money in the budget could help you take a positive step towards debt relief. Better yet, you could invest some money or work towards building an emergency fund. So where can you find...
View ArticleHow Many Credit Cards Is Just Right?
The average American has more than one bank-issued credit card, and that number is on the rise. According to June 2015 data from Experian, consumers each held an average of 2.09 cards in 2013, 2.18...
View ArticleMoney Management & Budget Tips for Couples
Relationships and money can become complicated and explosive very quickly. That’s why it’s best to start on the right foot or correct missteps as quickly as possible. Use these budget tips for couples...
View ArticleWhen Should Someone Seek Credit Counseling
Individuals facing financial difficulties experience very different situations. For example, your credit card debt may reach a level at which consolidating credit card debt is your best option. So,...
View ArticleBoost Your Credit Score? Why It’s Important!
Your credit score is the foundation of your financial stability. While maintaining a good credit score is generally important, some situations are more important than the others. Rebuilding your credit...
View ArticleMoney And Relationships – What Really Matters
Money and financial issues are often a key source of conflict in a relationship. People with a saving personality may struggle dating someone with a spending personality. The debt each person carries,...
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