Clik here to view.
Debt Consolidation & Credit Scores
Debt consolidation and credit scores! Many are still confused as to how these two concepts work with each other. Is consolidating debts a bad choice when it comes to your credit scores? Let’s break it...
View ArticleClik here to view.
Avoid Student Loan Debt With These 20 Tips
Most college students will need to take on some form of student loan debt to complete their education. Depending on many factors, you may need to borrow more than you think. However, it’s important to...
View ArticleClik here to view.
Tuesday Tip – Be an Active Student Loan Borrower
We talk about student loans a lot here on Talking Cents, but National Student Loan Prevention Month is just another reason to up the ante. Each year, more and more people are burdened with student...
View ArticleClik here to view.
Improve Your Financial Literacy
Financial education is crucial to make us all money smart! Lack of financial literacy is a recipe for bad money decisions, lack of savings and credit pitfalls. Working to improve your financial...
View ArticleClik here to view.
Cost of Credit Counseling- What Should I Expect?
Paying for credit counseling may seem like adding insult to injury when trying to get out of consumer debt. However, it could be the best way to spend your money. Since the counseling can provide you...
View ArticleClik here to view.
How Much Credit Should I Use?
There are a lot of misconceptions about credit. Unfortunately, a lack of knowledge about how to use credit responsibly can result in unwitting damage to your finances. That’s why it’s so important to...
View ArticleClik here to view.
How to Help Your Teen Get a Job With Financial Literacy
Parenting evolves over the years from diapers to diplomas. An important part of a teenager’s education is financial literacy. While this subject is critical to their success as an adult, it’s hardly...
View ArticleClik here to view.
Debt Management Plan Basics With ACCC
Let’s learn the debt management plan basics with ACCC! ACCC’s debt management counseling services offer many benefits that not all agencies provide in a debt management program. Debt Management Plan...
View ArticleClik here to view.
What Are The Most Common Credit Card Myths?
Using your credit cards responsibly can take away the trouble of having to worry about how to get out of debt. There are a number of common credit card myths that you should be aware of. Unfortunately,...
View ArticleClik here to view.
Debt Consolidation Without Assets
Debt consolidation is a popular option for those trying to pave the path towards debt relief. It involves combining multiple debts into one new loan. Sounds great, right? Unfortunately, it’s not that...
View ArticleClik here to view.
How to Find Consolidation Loans with Low Interest Rates
Consumers usually take out consolidation loans to pay off multiple debts, usually in the form of credit card debt. By having one large monthly bill due instead of multiple smaller payments, you should...
View ArticleClik here to view.
Making Ends Meet With A Smaller Budget
Consumers constantly face the difficulty of living on a tight budget. With consumer debt to pay and everyday expenses, it is hard to make the ends meet. So, what is the best way to manage on a smaller...
View ArticleClik here to view.
Pay Your Bills On Time To Avoid Debt
A healthy financial life depends on timely financial management. That simply means pay your bills on time. Therefore, you must keep track of all your bills to avoid falling behind and accumulating too...
View ArticleClik here to view.
Federal vs Private Student Loans
Hurray! You are a college graduate and are in the real world! You landed a job too! Double the hurrah! You are officially adulting now! This includes making your student loan payment on time. If not...
View ArticleClik here to view.
Which Banks Offer Debt Consolidation Loans
If you’re in massive credit card debt, you may have considered taking out a debt consolidation loan. But do you know where to start? A good first step might be to go to your bank and talk with a...
View ArticleClik here to view.
Fixing Budget Mistakes: November Budget Example
Here we are with the third installment of our monthly budgeting example. For the November budget example, we will review what was actually spent in October and apply it to the next budget. In this...
View ArticleClik here to view.
How Do I Get Out of Debt With ACCC
The more behind you get on your debt settlement, the deeper in debt you will be! For many, getting out of debt and living a debt-free life may seem like an impossible dream. That is why we want to help...
View ArticleClik here to view.
Cost Effective Ways To Eliminate Credit Card Debt
There is no rule book written on how to get out of credit card debt. However, you can approach it in many ways. Here are some options to eliminate credit card debt. Make sure you choose what fits you...
View ArticleClik here to view.
Practices That Hurt Your Finances
Every action has its reaction. This is the law of nature. It applies just as same to your finances as to your life. While the wise financial decisions you make help you get out of debt, there are...
View ArticleClik here to view.
Will I Qualify for Public Service Loan Forgiveness?
Recently, there has been a lot of news surrounding the Public Service Loan Forgiveness program. And unfortunately, most of the news hasn’t been good. If you are hoping to have your loans forgiven or...
View Article