How To Pay Off Different Types Of Loans
At any given point in life, you have various types of debt that you have to pay off. However, if you are using the same strategy to pay off debts of all kinds, then it can potentially cause financial...
View ArticleHow Do Credit Counseling Services Make Money?
Are you facing a lot of debt with no easy way forward? If so, you have probably considered credit counseling services. One question you might have is: how do credit counseling services make money?...
View ArticleBenefits of a Debt Management Program
American Consumer Credit Counseling’s mission has been to educate and empower consumers to get out of debt and regain control of their financial lives. ACCC has been educating consumers on financial...
View Article3 Easy Savings Plans While Getting Out of Debt
Most Americans are carrying some sort of debt- mortgage, car loan, student loans, credit cards, etc. And most Americans have trouble saving for emergencies or trying to meet other financial goals. It...
View ArticleIs Debt Consolidation a Loan?
Debt consolidation is a tricky subject for many people. The only time you’d be considering debt consolidation is if you’re in financial trouble. And at that point, everything probably feels...
View ArticleHow To Become Credit Smart
You got your first credit card! All you have to do now is make responsible financial decisions to establish good credit. Sounds easy, right? Misusing your credit cards can make getting out of credit...
View ArticleGuide to Comparing Cell Phone Plans
It’s fairly impractical, and some might say impossible, to function without a cell phone these days. However, the cost of a cell phone each month can be a major dilemma while trying to get out of debt....
View ArticleHow To Dominate Your Debt
If you learn how to dominate your debt, that is a major part of having your finances under control. The best debt management strategies are the ones that allow you to take full control over your...
View ArticlePath To Financial Success
It does not come as a surprise to anyone that achieving financial success is the most difficult task to take on. And it is not a simple step by step process by any means. However, a guideline as to how...
View ArticleWho Funds Consumer Credit Counseling Services?
Are you having a hard time managing your debt? Perhaps you’ve considered some options to help you and stumbled upon consumer credit counseling. You may be wondering whether it’s effective and...
View ArticleDo You Know These Things About Credit?
Credit is a crucial component of an individual’s personal finances. So, it is important that you know the ins and outs of credit. It is important that you know certain things about credit no matter...
View ArticlePlanning for Unexpected February Budget Items
It’s almost a new month, and that means it’s time to get the budget ready. February is the shortest month of the year. However, nearly all expenses will be about the same. But what about the costs you...
View ArticleFebruary Budget Example- Using a Tax Refund
Tax season is usually a hopefully and anxious time. How much of a refund will you get?! Before our couple tries to spend it all, let’s see what they are going to do with their tax refund in the...
View ArticleDo You Know The Basics Of A Debt Management Program?
Before you jump into enrolling in one, it is important that you understand the basics of a debt management program. Figuring out how to get out of debt is no easy task. Therefore, it is important that...
View ArticleDebt Consolidation to Improve Credit Score
Debt takes a toll on a person’s credit. Many consumers carrying too much debt often worry what will happen to their credit and how to fix it. You may ask,”Can you use debt consolidation to improve...
View ArticleCo-Signing a Loan: What to Know
So, let’s say you’re doing pretty well managing your money. Your credit score is good, you’ve been able to pay your bills on time and in full each month, and are feeling financially successful. Hooray!...
View ArticleTuesday Tip – Debt & Valentine’s Day
To some, debt & Valentine’s Day go hand in hand. But there’s no reason a holiday should put you in consumer debt! We want to help you have a special day with your significant other that won’t rack...
View ArticleSMART Goals Review for Success
Remember SMART goals? Those fancier goals that we always talk about? There are plenty of reasons that we recommend them. SMART goals help get things done with a purpose. So let’s do a SMART goals...
View ArticleWhat Is Consumer Credit Counseling?
Individuals facing financial difficulties experience very different circumstances. Depending on your situation, you may want to seek credit counseling advice. However, it is important that you...
View ArticleTips To Manage Money With Your Spouse
Managing finances as an individual are challenging. Marriage only multiplies the depth of the challenge that is money management. If you and your spouse are in line with how, when, and where you are...
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